What is BO ID & How to Find The BO ID?

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In the last few years, more than 100 million Demat accounts were opened in India, of which 72.5% were in CDSL and the rest, 27.5%, were in NSDL. A Demat account is necessary for anyone willing to invest and trade in the market, & BO ID is part of that Demat account. It is essential to know What is BO ID & How to Find The BO ID?

So in this post, we will discuss this important part of the Demat account, which you should know as an investor or trader.

What is BO ID?

BO ID is Beneficial Owner Identification Number, a 16-digit Demat account number registered with CDSL. This unique number is assigned to you when you open a Demat account. The first eight digits in this number are Depository ID, and the remaining eight are client ID.

This number is different for each broker account. And also, the Beneficiary Owner ID changes depending on whether it’s NSDL or CDSL.

If you search for BO ID in CDSL, it may only appear as a number like “1234567890123456”. And if you look at the BO ID in NSDL, it starts with “IN” and consists of 14 unique numbers for each account. For example, one that looks like “IN12345678901234”.

Also Read: What is TPIN in Zerodha? How to generate Zerodha CDSL TPIN?

How to Find The BO ID?

Every broker has a website through which you can find your Bo ID. Here to find BO ID in some popular stock brokers, follow the steps mentioned below:


How to find bo id in Zerodha?

To get your BO ID in Zerodha, follow these steps:

  1. Log in to kite.zerodha.com.
  2. Click on the Profile Section and go to Console.
  3. Next, click the Account tab, and go to the Demat section below.
  4. Your BO ID will be listed there.
How to find bo id in Zerodha?


How to find bo id in Upstox?

To get your BO ID in Upstox, follow these steps:

  1. Log in to your Upstox account.
  2. Click on the “Profile” top of the page’s right side.
  3. Scroll down to the bottom of the profile page.
  4. You will find your Demat details there.
  5. Demat account numbers’ first eight numbers are DP ID, and the Last eight are BO ID.
How to find bo id in Upstox?


How to find bo id in Groww?

To get your BO ID in Groww, follow these steps:

  1. Log in to your Groww account.
  2. Click on the “Profile” top of the page’s right side.
  3. And in Basic Details, you will see your Demat account number.
How to find bo id in Groww?

What is a Depository Participant (DP)?

The depository participant is an intermediary between the beneficial owner and the Depository, which holds securities electronically on behalf of the beneficial owner. The beneficial owner is the person who is entitled to the economic benefits of owning the securities, such as dividends or interest payments.

A Depository Participant (DP) is an agent of the NSDL/CDSL with whom an investor opens a Demat account. A Depository Participant could be a bank, a financial institution, a stockbroker, etc., appointed by NSDL/CDSL. They are like the link between an investor and the Depository.

There are many depository participants in India. Some of them are banks, while others are non-banking financial companies. The list of depository participants in India is quite long. But we all know Zerodha, Upstox, Sharekhan, Groww, Angel, 5paisa etc.

The Depositary Act of 1996 is an Indian law regulating depositaries’ functions in India and recognising them as legal entities. The Act came into force on June 8, 1996.

Also Read: How to Get Zerodha CMR (Client Master Report) Copy Online

How is a Demat A/C different from a Depository Participant (DP) Identification (ID)?

There is no relation between them. They are two entirely different things.

The NSDL/CDSL assigns Depository ID to the Depository Participants, which include financial institutions, brokerage companies, and banks.

The Demat account number is made with the DP ID and client ID in NSDL/CDSL. The DP ID usually involves the first eight digits of the account number, the remaining eight being the client ID.

How To Identify BO ID?

If you’re unsure how to identify your BO ID or Beneficiary Owner ID, don’t worry—it’s easy to find out.

BO ID in CDSL is as follows:

bo id in cdsl

As you can see in the image, The first eight numbers are the depository participant ID (12345678), and the other 8 are the client ID (95658165).

BO ID in NSDL is as follows:

bo id in nsdl

As you can see in the image, The first eight numbers of the depository participant ID are “IN” and (IN345678), and the other eight numbers are the client ID (95658165).

Also Read: How To Activate Futures And Options In Zerodha


In short, The beneficiary owner ID is the number assigned to the Demat holder when they open an account with CDSL. This number is used to identify the account holder and is required for all transactions.

I hope the above information has clarified your concepts about What BO ID is, how to find my BO ID, How to find my DP ID, etc.

Frequently Asked Questions

What Demat account meaning?

A dematerialization account, more commonly known as a Demat account, is used to keep securities in an electronic format instead of physical certificates.

What is a Demat account number?

A Demat account digit is a 16-digit number given by a broker to the investor at the time of the Demat account opening.

Demat account benefits

There are many benefits to having a Demat account, including holding and trading securities in an electronic format, eliminating paper certificates, and tracking the value of your securities portfolio. Demat accounts also offer greater flexibility when choosing a broker and the ability to hold multiple types of securities in a single account.

Are there charges for the Demat account?

Yes, Demat account maintenance charges are the annual fees to keep your account open. These charges are usually nominal and range from 300-800 rupees, depending on the Directory Participant and the value of transactions you make in a year.

What is DP ID and why is it important?

DP ID is 8-digits unique number assign to depositary participant by CDSL/NDSL. DP ID is an 8-digit unique number assigned to a depositary participant by CDSL/NDSL. It is important cause if an individual has more than one Demat account, it helps to differentiate depositary participants.


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